Have you been struggling to get a mortgage? Then this is the right place for you. We specialize in bad credit mortgages and work with you to make sure you get a product that suits you. A low credit score should not necessarily spell doom for you as a potential homeowner. It only means that there have been glitches in your credit history.
The issues that affect your credit score are varied in nature. A loan default, late bill payment or late credit card payments can affect your credit rating and therefore disqualify you from accessing a standard mortgage. A county court judgment (CCJ) made against you will also have a negative impact on your credit score, as will a declaration of bankruptcy. In any case, these should not keep you from owning your dream home. Engaging us guarantees you a listening and caring partner who will guide and walk with you in your journey towards home ownership. We www.mortgages-for-bad-credit.co.uk/ understand that your low credit score might have been beyond your control. You might have lost your job or the company you worked for might have cut back on employee hours effectively reducing your income. It might have been for that or any other reason that has limited your access to a standard mortgage and thus you can only qualify for a bad credit mortgage. Either way, there is an upside to this sort of mortgage. One such upside is that you will be required to raise a higher deposit, up to 30% of what you want to borrow. That in turn means what you borrow is much less than you would with a standard mortgage. In the long run, it means you will take less time to repay your mortgage. Remember that if you happen to get any surplus income you can supplement your repayments so you are done repaying earlier. In that case, you will be well on your way to raising your credit score to excellent levels. With that in mind, you are more than welcome to contact us on the way forward. Our large database of lenders means we will work with you and connect you to the best lender to meet your particular needs. If you can get a guarantor, you will be better off as you might just be eligible for a lower interest bad credit mortgage. Lastly, do not let your vision be cut short by the reparable state of having a bad credit score. Get a mortgage and work your way to a better rating.
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September 2046
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